Sweepstars Restricted States: 3 Lists Name 4, 11 and 14

Sweepstars publishes three restricted-state lists that do not match: its Sweepstakes Rules bar residents of four states, its Terms & Conditions bar eleven, and its own Restricted States page names fourteen. None of the three names Oklahoma, where a sweepstakes ban takes effect on November 1, 2026. The minimum redemption is 100 Sweeps Coins, worth US$100.

We read the published Sweepstars documents on September 24, 2026: the Sweepstakes Rules, the Terms & Conditions, the Restricted States page and the Responsible Gaming Policy, all served as plain HTML on sweepstars.us. Each of the four returned HTTP 200 and the document text. An invented control URL on the same host returned HTTP 404 and a shell carrying no document text, so nothing below is an artefact of a catch-all page. Sweepstars is not a brand we rank or have tested a payout from; our new sweepstakes casinos page covers the launches we do track. Everything here is what the operator itself publishes.

The sponsor is named in the rules as Chipnwin LLC, "a limited liability company incorporated in Delaware (company registration number 301415402)", at 2810 N Church St, Wilmington, DE 19802-4447.

Which states does Sweepstars actually block?

That depends on which document you open.

The three lists nest cleanly: the eleven are the four plus seven, and the fourteen are the eleven plus Indiana, Iowa and Maine. The gaps run in one direction, which is what you would expect from a rulebook that was updated in one place and not the others. The Sweepstakes Rules carry "Version: 3.0, Date updated: 25 December 2025" and the Restricted States page "Version: 1.0, Date updated: 20 December 2025", so the shortest list is also one of the more recently stamped documents.

An operator whose state lists disagree with each other is not unusual here. Sweet Sweeps runs four separate lists, and Thrillzz bars 15 states in its terms and 20 in its sweepstakes rules. What makes the Sweepstars version worth reading closely is which document carries the shortest list.

The eligibility clause is the one that decides whether you get paid. Section 3 of the Sweepstakes Rules is headed "ELIGIBILITY FOR SWEEPSTAKES" and opens "In order to be eligible to play in Sweepstakes or to redeem any Prizes you must", and clause 3.2 then requires that you "reside in the United States, excluding the States of Washington, Nevada, Michigan, Idaho, any U.S. territories, and any jurisdiction outside the United States". That is the four-state list, and it is the list attached to the words "or to redeem any Prizes".

The Rules are not a separate contract that a player could argue overrides the Terms. Their own preamble says they "form part of the Terms and Conditions". So a New York or California resident who registers, plays and files a redemption satisfies the redemption-eligibility clause in full while breaching the Excluded Territory definition in clause 1.4 of the document that clause sits inside. Which of the two a redemption review applies is not something the paperwork answers.

Is Oklahoma on the Sweepstars restricted list?

No. Oklahoma appears on none of the three lists, and the state's sweepstakes ban takes effect on November 1, 2026. Nor does any of them mention Delaware, the state the sponsor is registered in.

Oklahoma SB 1589, whose statute text and penalties we have set out separately, is enrolled law. We pulled the enrolled text from the Oklahoma Legislature: Section 2 reads "This act shall become effective November 1, 2026", and Section 1 rewrites the state's gambling offence so that a "Representative of value" now "includes any and all currency used as part of a dual-currency system of payment that allows a person to exchange such currency for any prize, award, cash, or cash equivalent". That is the sweepstakes coin model described in statute. The bill's own history page records the Governor's veto on May 7, 2026, a Senate override on May 11 by 34 votes to 10, a House override on May 14 by 68 to 19, and filing with the Secretary of State the same day.

A fourteen-state list that reaches Indiana, Iowa and Maine but stops short of Oklahoma is a list that has been maintained since those bans and still has a hole in it, five weeks before the Oklahoma date. Sweepstars is not alone in that: when we read twelve operator documents in August, not one of them blocked the state. We have not tested whether the geolocation blocks Oklahoma in practice, and the published documents are the only thing we can report.

If you are in Oklahoma and hold a Sweepstars balance, the arithmetic is the thing to act on rather than the list. November 1 is 38 days away. Sweepstars will not process a redemption below 100 SC, takes one request per 24 hours, reserves a discretionary $1,000 daily ceiling and only undertakes to pay within 10 days of the request. Operators leaving a state have repeatedly given players a short window and then closed the door, and Sweepstars publishes no wind-down clause at all. A balance you want out should be moving now, not on October 31.

The Restricted States page also makes a claim about the law that is not the operator's to make. It states that "Sweeps casinos are illegal in 14 US states as of July 2026" and "legal in 36 US states as of July 2026", numbers that simply restate its own blocklist rather than any statute. The page cannot hold that arithmetic for the length of its own copy: a few screens below, it tells players they "must be physically located in one of the 37 legal states". Thirty-six in one paragraph, thirty-seven in another, on a page whose whole subject is counting states. Our guide to where sweepstakes casinos are legal tracks the bans themselves. Treat the operator's page as a blocklist, not a legal summary.

What is the Sweepstars minimum redemption?

One hundred Sweeps Coins, and clause 7.2.2 says it twice: "You may only seek a Prize redemption if the redeemed value of the prize is US$100 or more (i.e., a minimum of 100 eligible Sweepstakes Coins). Consequently, your Account must have a balance of at least 100 Sweepstakes Coins before seeking a Prize redemption."

Set that against clause 7.4, which caps what free coins can ever produce:

Maximum Redemption Value From Free Prizes: The maximum amount of winnings that can be redeemed coming from play with free prizes (e.g., Wheel of Fate, Visiting Rewards, Quests) is curtailed to 40,00 per account. Winnings above $40, which were won through play with SC gotten from promos, are not eligible for redemption.

The "40,00" is as printed; the following sentence resolves it to $40. So winnings from promotional coins cap at $40 per account, while the floor to withdraw anything is $100. A player whose coins all came from the promotional tier cannot reach the threshold the same document sets. Clause 7.4.1 adds a proportional formula for mixed balances, clause 7.5 applies the cap again to Star Races winnings, and clause 7.19 calls VIP level-up bonuses "non-redeemable" and subjects them to what it writes as "the same maximum redemption limit of 40 SC". The rulebook states the same ceiling three ways across five clauses and never once in the same units.

Clause 7.4 defines "free prizes" by example - Wheel of Fate, Visiting Rewards, Quests - and does not say whether coins from the mail-in route fall inside or outside it. That is the single most consequential undefined term in the rulebook, and the operator is the only party who can answer it.

How many mail-in entries does a Sweepstars payout take?

One hundred, at minimum, to reach the floor.

The Sweepstakes Rules set out the free alternative method of entry in detail. Every Request Card has to carry:

1. Handwriting in black ink, on white paper no smaller than three inches by five.
2. The phrase "Sweepstars Free Entry Request".
3. Your account number.
4. A one-time 12-digit request code generated in your account.
5. Your full name, date of birth, telephone number, account email and return address.
6. One card per stamped envelope, mailed to the Wilmington address from the same state as your verified residential address.

Clause 4.7 sets the reward: "For each Request Card you submit in accordance with the above requirements, you will receive one (1) free Sweepstakes Coin."

One coin per card, one card per envelope, a 100 SC floor and a one-time code per card. Before the $40 promotional cap is even considered, the postal route to a first payout is a hundred separate hand-written mailings. Our guide to getting Sweeps Coins without buying anything sets out what a workable free path looks like, and our no-deposit hub covers the brands where it goes somewhere.

What are the Sweepstars payout caps and processing times?

The Florida clause is the one that bites a player who can actually register, since Florida is on none of the three blocklists. A $5,000 per-spin ceiling is now common enough across the category that we track it, and it sits on top of the $1,000 daily cap and the one-request-per-24-hours rule. Our highest-payout sweepstakes casinos page sets out the published caps for the brands we do test, our redemption guide covers what the process looks like end to end, and the W-9 threshold in the table is one of the rules explained in our guide to redemption limits and taxes.

Do Sweepstars coins expire?

Yes, and the Terms give two different clocks for it.

Clause 5.4 reads: "Gold Coins, Stardust and Sweepstakes Coins are valid for 60 days from your last login and may be forfeited if your account is closed." Clause 4.1.5 reserves the right to close accounts "inactive for sixty days or longer without prior notice". But clause 1.7 defines an "Inactive Account" as one "with no recorded logins or logouts for over twelve (12) consecutive months". One document, a 60-day coin clock and a 12-month definition of inactivity.

Clause 4.1.6 is the one to read before you click anything: "You may close your Customer Account at any time by contacting customer support. Closing your account forfeits all associated Gold Coins, Sweepstakes Coins, and unredeemed Prizes." Closing the account yourself voids a redemption you have already asked for. A 60-day coin clock against a $100 floor is the same tight combination we found at Spinzamo.

Two other terms are worth having before you sign up. The minimum age is 18. And the Terms carry a 30-day arbitration opt-out, exercised by written notice to the sponsor, which is the category-standard window we have written about before and which closes quietly.

Sources & documents

• Sweepstars Sweepstakes Rules - Version 3.0, dated 25 December 2025; the source of the four-state eligibility clause 3.2, the 100 SC floor at 7.2.2, the $40 free-prize cap at 7.4, the postal route at 4.4 to 4.12 and every payout figure in the table
• Sweepstars Terms & Conditions - the 11-state Excluded Territory definition at 1.4, the coin-expiry clause 5.4, the two inactivity clocks at 1.7 and 4.1.5, and the account-closure forfeiture at 4.1.6. The page prints two version stamps in succession, "Version: 4.0 Date updated: 03 June 2026" and "Version: 4.1 Date updated: June 3 2026"
• Sweepstars Restricted States page - Version 1.0, dated 20 December 2025; the 14-state list and the legality claims quoted above
• Sweepstars Responsible Gaming Policy - Version 1.0, effective 20 December 2025; self-exclusion of 24 hours to 12 months, spending limits set by email, a play-time reminder every 240 minutes and the National Problem Gambling Helpline number
• Enrolled text of Oklahoma SB 1589 - 3 pages; Section 2 is the November 1, 2026 effective date and Section 1 is the dual-currency definition
• SB 1589 bill history, Oklahoma Legislature - the veto on May 7, 2026 and the two override votes on May 11 and May 14, 2026

All four operator documents were retrieved on September 24, 2026 and every quotation is verbatim from the document it is attributed to. The nav on every page links the Responsible Gaming Policy at /responsible-gambling-policy; the path /responsible-gaming-policy returns a 404. We checked each path against an invented control URL on the same host, which returned HTTP 404 and a "page is gone" shell, so a served page here is a real document rather than a catch-all. We have not registered an account, tested a redemption or seen what a logged-in US player is shown, and we have no comment from the operator.

21+. Play responsibly. If gambling stops being fun, help is free and confidential: call or text 1-800-GAMBLER, or see our responsible gaming resources.