CrashDuel Excluded States Omit Washington, Maine, Indiana

CrashDuel's Sweeps Rules bar 14 states and Washington D.C., but not the state of Washington, Maine or Indiana - three states whose laws all reach an online sweepstakes game. Washington makes it a class C felony, Maine a civil violation fined $10,000 to $100,000, Indiana a fixed $100,000 penalty on the operator or the individual. All 33 brands we review block Washington; CrashDuel's rulebook never names it.

CrashDuel is a sweeps-style casino that turns up across affiliate review roundups but is not on our ranked list, and we have not tested a cash-out there. What follows is a straight reading of the operator's own Sweeps Rules, pulled from the site's production build on August 27, 2026, against three state laws we fetched the same day.

Here is the gap in one table.

Which states does CrashDuel exclude?

Section 1.1 of the Sweeps Rules defines who may play: "Eligible Participants means legal residents of the Permitted Territories; Permitted Territories means the United States (other than the states of Connecticut, Delaware, California, Washington D.C., Idaho, Kentucky, Louisiana, Michigan, Montana, Nevada, Tennessee, Rhode Island, New York, New Jersey and the State of West Virginia)."

That is 14 states plus the District of Columbia. In alphabetical order, the states CrashDuel's own rulebook shuts out are California, Connecticut, Delaware, Idaho, Kentucky, Louisiana, Michigan, Montana, Nevada, New Jersey, New York, Rhode Island, Tennessee and West Virginia. The other 36 states sit inside the Permitted Territories as the document defines them; our state-by-state legality matrix has the law for each one.

We then searched the full rules text for every other state name. Maine, Indiana and Oklahoma appear nowhere in it, and the single occurrence of "Washington" is the "Washington D.C." above.

The D.C. entry matters here, because it is the reason a quick skim reads the list as covering Washington. It does not. The Evergreen State is a separate jurisdiction and the rules never name it.

Why does every sweepstakes casino we review block Washington?

Because Washington is one of only three states that every rulebook we hold shuts out, and CrashDuel already blocks the other two.

We counted our own brand database on August 27, 2026. Exactly three states are named in the excluded-states list of all 33 brands we review: Idaho, Michigan and Washington. Nothing else is unanimous - Nevada is 32 of 33, Montana, Connecticut and New York 31, and after that the lists diverge quickly. Section 1.1 of CrashDuel's rules carries Idaho. It carries Michigan. It does not carry Washington.

That is the part a reader should weigh. This is not an operator with a short list that happens to miss a state. It is a list that already tracks two thirds of the industry's only unanimous bloc and drops the third member.

Washington state is in that bloc because it treats online gambling as a felony rather than a licensing question. RCW 9.46.240 reads: "Whoever knowingly transmits or receives gambling information by telephone, telegraph, radio, semaphore, the internet, a telecommunications transmission system, or similar means, or knowingly installs or maintains equipment for the transmission or receipt of gambling information shall be guilty of a class C felony." A legislative policy note attached to the 2006 amendment puts the intent plainly: "It is the policy of this state to prohibit all forms and means of gambling, except where carefully and specifically authorized and regulated."

What do Maine's and Indiana's sweepstakes laws say?

Both passed dual-currency bans this year, and both wrote the sweeps model into statute by name.

Maine's law is S.P. 825, L.D. 2007, "An Act Regarding the Prohibition of Online Sweepstakes Games", approved by the governor on April 6, 2026 as Public Law chapter 645. It enacts a new chapter 38 of Title 8, and section 1352 states: "A person that operates or promotes an online sweepstakes game or supports the operation or promotion of an online sweepstakes game commits a civil violation." The fine runs from $10,000 to $100,000, and a companion section makes the same conduct unlawful gambling under the criminal code. We covered the day that law came into force at the time, and our Maine page carries the current position.

Indiana got there through House Enrolled Act 1052, whose section 15 added IC 4-33-10-7 effective July 1, 2026. It defines a "sweepstakes game" by four prongs: available on the internet, "accessible on a mobile phone, computer terminal, or similar access device", using "a dual-currency or multi-currency system of payment allowing a player to exchange currency for" a cash prize or a chance at one, and simulating lottery games or casino-style gaming. The penalty clause then says the gaming commission "may levy a civil penalty in the amount of one hundred thousand dollars ($100,000) against an operator or individual who knowingly uses the Internet to conduct a sweepstakes game" either "in Indiana" or "in a transaction directly involving a person located in Indiana."

Two details in that clause are commonly reported wrong. The figure is a fixed $100,000 rather than a ceiling, and the statute does not attach it to "per violation." And it reaches an "operator or individual", so it is not only the company that is exposed. The second limb matters most here: an operator does not have to target Indiana to be caught by it, because one transaction with a person located in the state is enough. That is exactly the exposure an eligibility clause which never names Indiana leaves open.

Oklahoma is the fourth gap and the one with a date attached. Its ban takes effect on November 1, 2026, and the statute text is worth reading now rather than in November. CrashDuel is not unusual in leaving the state out: on August 12 we found that not one of 12 operator documents blocked Oklahoma and eight named it as welcome.

How much do you need to cash out at CrashDuel?

One hundred dollars is the floor for everything, and the rules say so twice.

The document opens with a capitalised warning: "SWEEPS COINS ARE SUBJECT TO A MINIMUM PRIZE REDEMPTION THRESHOLD OF $US100. AMOUNTS BELOW THE THRESHOLD ARE NOT ELIGIBLE FOR PRIZE REDEMPTION." Section 7.5 repeats it: the operator "will only process a prize redemption if the redeemed value of the prize is US$100 or more (i.e. a minimum of 100 eligible Sweeps Coins)." Section 4.4 fixes one Sweeps Coin won through play at US$1.

A $100 floor is not unusual on its own. High 5 Casino, Spree and Chumba Casino all sit at 100 SC for cash in our records, and our ranking of the highest-payout sweepstakes casinos puts every brand's floor and clearing time side by side. What those three also publish is a cheaper second route - a gift-card redemption tier at 10 to 50 SC - and CrashDuel does not. Section 7.4 offers gift cards, but the $100 minimum in 7.5 governs every redemption, so there is no smaller door.

Four more clauses decide how a balance actually behaves:

• Sixty days from your last login and the coins are gone. Section 3.13: Sweeps Coins "are only valid for sixty (60) days from the date a Participant last logged on to their Customer Account and will then automatically expire." That one is category-normal rather than sharp practice - Crown Coins publishes an identical 60-day rule, and we re-read its help centre today to check.
• Payment goes back where the money came from. Section 7.3 pays "to the financial account or online wallet from which you purchased Gold Coins", "or if this is not technically possible, then to an alternative bank account you nominate", and reserves the right to insist on the original method. A player who only ever used the free postal route falls into that fallback rather than into a gap, but the destination is still the operator's call, not yours. Gold Coins and Sweeps Coins are two different currencies, and section 7.3 routes payment of the second by reference to purchases of the first.
• A discretionary $3,000-a-day tap on every account. Section 7.8 lets the operator "limit a Participant's redemption of Sweeps Coins to US$3,000 per day or any other amount over any time" it considers necessary. That is the clause that can actually slow a payout, and unlike the state-specific cap below it applies to everybody, with no stated trigger and no stated notice. Our guide to redemption limits and taxes sets out what a daily cap does to a large win.
• A prize cap that governs almost nobody. Section 7.7 caps a single winning play at US$3,000 "In New York and Florida" and US$60,000 everywhere else. New York is excluded outright by section 1.1, so only Florida players can ever reach that clause - a drafting leftover rather than a live restriction for most readers.

Can you play at CrashDuel from Washington, Maine or Indiana?

If you are in Washington, Maine, Indiana or Oklahoma, the short answer is that a rulebook which does not name your state is not permission. Whether a sweeps casino is legal where you live is decided by your state's statute, not by an operator's eligibility clause, and in all four of those states the statute has already answered.

What happens to a CrashDuel balance under $100?

Outside those four states, the specific thing to check before you buy a coin package here is the arithmetic between two of the clauses above. The floor is 100 Sweeps Coins and there is no gift-card tier underneath it, so any balance below $100 is stranded, which is not how redeeming Sweeps Coins usually works at brands that publish a second tier. Section 3.13 then expires the whole balance 60 days after your last login. Log in occasionally, sit at 40 or 60 SC for two months, and the rules let both of those happen at once: you never reach the only door out, and then the coins go. The defence is unglamorous - know the floor before you start, and do not let the account go quiet while you are under it.

Our guide to how sweepstakes casinos work explains why the state list and the redemption floor decide more about your money than the coin package does, and how we verify operator documents sets out the method used here.

Where are CrashDuel's terms and conditions?

One document we could not find at all. The Sweeps Rules say they "are to be read in conjunction with the CrashDuel Terms and Conditions", and we could not locate that document. Every path we tried for it - /terms, /terms-and-conditions, /terms-conditions and a spread of variants including a PDF - returned HTTP 404 with the same byte-length response as an invented control URL we made up to test the site's not-found behaviour. Two other legal pages on the same site, /privacy-policy and /responsible-gaming, return 200 on the same pass, so this is not a site that hides its legal shelf. The robots.txt also points at a sitemap, https://crashduel.com/academy/sitemap-xml/, which 404s as well.

What are CrashDuel's ED Coins?

The FAQ page is its own oddity. It documents a currency called "ED Coins" - "the virtual currency used within Crash Duel Casino", obtained "by purchasing them, earning through promotions, or completing in-app activities" - and a question headed "How to withdraw funds to the linked wallet?" Neither "ED Coins" nor a linked wallet appears anywhere in the Sweeps Rules, which recognise only Gold Coins and Sweeps Coins and pay out to a bank account or online wallet under section 7.3. We are not going to guess which document is current. We note only that the operator's help copy and the operator's rulebook describe different currencies, and that the rulebook is the one that governs redemptions.

What we could not check

Two limits on this report. We read these documents from outside the United States, so we cannot say what a player in Seattle or Portland, Maine actually sees at signup - the rules are what the operator publishes, not proof of who gets through the door. And CrashDuel was not asked for comment before publication; its site lists a support contact but no press channel, and this piece reports what its own document says rather than an allegation about its conduct.

Sources & documents

• CrashDuel Sweeps Rules - section 1.1 for Permitted Territories, 3.13 for the 60-day expiry, 4.4 and 4.6 for the coin value and playthrough, 7.3 to 7.8 for the redemption floor, payment routing and prize caps, and section 2 for the operating entities. Read in full on August 27, 2026 from the page component in the site's own production build
• CrashDuel home page and robots.txt. The robots file names one sitemap, at /academy/sitemap-xml/, which returns 404
• CrashDuel FAQ page, whose built component carries the "ED Coins" entry and the "How to withdraw funds to the linked wallet?" entry, read August 27, 2026
• RCW 9.46.240, the Washington class C felony provision and the 2006 policy note, quoted verbatim
• Maine S.P. 825 / L.D. 2007, Public Law chapter 645, approved by the governor April 6, 2026 - section 2 enacting chapter 38 of Title 8, section 1352 for the prohibition and the $10,000 to $100,000 fine, and section 3 adding the unlawful-gambling offence at 17-A MRSA §954(1-B)
• Indiana House Enrolled Act 1052, section 15, adding IC 4-33-10-7 effective July 1, 2026 - the four-prong definition and the penalty clause, both quoted from the enrolled PDF. The Indiana General Assembly's document server intermittently answers this URL with its web app instead of the file; it took several attempts to retrieve
• Crown Coins help centre, Sweeps Coins expiry, re-read August 27, 2026 for the 60-day comparison
• The unanimous-bloc count - Idaho, Michigan and Washington at 33 of 33, Nevada next at 32 - is counted from our own state-exclusion database on August 27, 2026. The High 5 Casino, Spree and Chumba Casino redemption figures come from the same records, where each is cited to the operator's rules on the brand's review page; we did not re-fetch those three documents today

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